easyCredit accounting with file import
Import files from easyCredit into KudTax and prepare the data they contain for reconciliation and accounting. You start the import by uploading a file.
easyCredit instalments push the customer's payment into the future while the merchant is paid promptly, net of a charge that depends on term and amount. For bookkeeping that means revenue arises in full at the sale, the financing cost arises then too, and neither has anything to do with the customer's instalment plan.
How easyCredit works with KudTax
01
Export your easyCredit file
Download the appropriate export from easyCredit. The supported file and fields depend on the import format.
02
Upload the file to KudTax
Upload the export file to KudTax. The easyCredit integration processes the data contained in the file.
03
Review the import and matches
Check the imported amounts, dates and references. Add missing documents and review unresolved matches before continuing.
04
Prepare your accounting data
Prepare the imported data for your accounting workflow. Review the posting rules and export file with your accountant.
What KudTax reads from easyCredit
- Where the export lives
- easyCredit merchant portal → Statements → export the transaction and payout overview
- What the portal calls the file
- Transaction and payout overview
- Formats
- CSVPDF
Line-item types recognised
- Instalment purchases per order
- Merchant charges by term
- Payouts
- Cancellations and reversals
- Refunds
What to watch for with easyCredit
The customer's instalment plan is not your revenue schedule
Revenue arises on delivery regardless of how many months the customer pays over. Spreading it across the instalment term moves it into later periods for no reason — the provider settled in full long before.
The merchant charge is a financing cost
What is withheld for providing instalments is an expense for a service received, not a discount on revenue. Netted against turnover it hides what offering instalments actually costs — and therefore whether it pays.
Why connect easyCredit with KudTax
Fee & gross separation
Separates payment processing fees into expense accounts so P&L and tax bases stay exact.
Automatic open item clearing
Matches bundled payout batches to individual customer invoices automatically.
Multi-currency conversions
Accurately calculates exchange rates and posting amounts for foreign currency payouts.
Clearing entries for review
Uses transit accounts (Geldtransit) so bank statements and payment gateways balance to the cent.
easyCredit integration – FAQ
Automate your easyCredit accounting today
Explore the workflow in the product tour and check whether your easyCredit export matches the supported import format before getting started.
