Unzer + KudTax
Connect Unzer to KudTax to clear open items automatically – split net payouts, transaction fees and multi-currency conversions into clean DATEV journal entries.
Unzer is widely used in German retail above all for invoice purchase and instalments, and the provider regularly takes on the default risk as well. That changes the bookkeeping fundamentally: the receivable against the customer transfers, and a receivable against Unzer takes its place. Keep booking against the end customer and you are carrying open items that are no longer yours.
How Unzer works with KudTax
01
Connect Unzer account
Connect your Unzer account safely via OAuth or restricted API key.
02
Import payouts & fee logs
KudTax automatically fetches payout batches, individual transactions, processing fees and currency conversions.
03
Automated clearing & matching
Clears open invoice balances against Unzer payout batches while booking processing fees to separate expense accounts.
04
DATEV & bank reconciliation
Outputs audit-ready financial entries linking bank deposits, payout accounts and fee receipts.
What KudTax reads from Unzer
- Where the export lives
- Unzer Insights → Reporting → export the transaction and payout reports for the period
- What the portal calls the file
- Transaction and payout report
- Formats
- CSV
Line-item types recognised
- Payments per method
- Invoice purchase and instalments
- Charges and risk premiums
- Refunds and dunning events
- Payouts
What to watch for with Unzer
On receivable purchase the debtor changes
Where the provider takes the default risk, the receivable has been sold. The balance sheet then carries a receivable against the payment provider rather than the end customer. Not switching that over means chasing customers who paid long ago and reporting open items that no longer exist.
The risk premium is an expense, not a revenue reduction
A premium is withheld for taking on the default risk, and it belongs booked as financing or selling expense. Deducted from turnover it lowers reported revenue while the real cost of offering invoice purchase stays invisible.
Why connect Unzer with KudTax
Fee & gross separation
Separates payment processing fees into expense accounts so P&L and tax bases stay exact.
Automatic open item clearing
Matches bundled payout batches to individual customer invoices automatically.
Multi-currency conversions
Accurately calculates exchange rates and posting amounts for foreign currency payouts.
GoBD bank-transit booking
Uses transit accounts (Geldtransit) so bank statements and payment gateways balance to the cent.
Unzer integration – FAQ
As a receivable against the payment provider once the default risk has transferred, and no longer against the end customer.
Yes. Part payments are matched to the original transaction instead of sitting as unallocated receipts.
Yes. Fees are recognized as separate expense lines so your P&L statement remains accurate.
KudTax unbundles payout transfers and clears individual customer invoices line-by-line.
Automate your Unzer accounting today
Join the online sellers who let KudTax handle the numbers. Create a free account and connect Unzer in minutes.
