Unzer accounting with file import
Import files from Unzer into KudTax and prepare the data they contain for reconciliation and accounting. You start the import by uploading a file.
Unzer is widely used in German retail above all for invoice purchase and instalments, and the provider regularly takes on the default risk as well. That changes the bookkeeping fundamentally: the receivable against the customer transfers, and a receivable against Unzer takes its place. Keep booking against the end customer and you are carrying open items that are no longer yours.
How Unzer works with KudTax
01
Export your Unzer file
Download the appropriate export from Unzer. The supported file and fields depend on the import format.
02
Upload the file to KudTax
Upload the export file to KudTax. The Unzer integration processes the data contained in the file.
03
Review the import and matches
Check the imported amounts, dates and references. Add missing documents and review unresolved matches before continuing.
04
Prepare your accounting data
Prepare the imported data for your accounting workflow. Review the posting rules and export file with your accountant.
What KudTax reads from Unzer
- Where the export lives
- Unzer Insights → Reporting → export the transaction and payout reports for the period
- What the portal calls the file
- Transaction and payout report
- Formats
- CSV
Line-item types recognised
- Payments per method
- Invoice purchase and instalments
- Charges and risk premiums
- Refunds and dunning events
- Payouts
What to watch for with Unzer
On receivable purchase the debtor changes
Where the provider takes the default risk, the receivable has been sold. The balance sheet then carries a receivable against the payment provider rather than the end customer. Not switching that over means chasing customers who paid long ago and reporting open items that no longer exist.
The risk premium is an expense, not a revenue reduction
A premium is withheld for taking on the default risk, and it belongs booked as financing or selling expense. Deducted from turnover it lowers reported revenue while the real cost of offering invoice purchase stays invisible.
Why connect Unzer with KudTax
Fee & gross separation
Separates payment processing fees into expense accounts so P&L and tax bases stay exact.
Automatic open item clearing
Matches bundled payout batches to individual customer invoices automatically.
Multi-currency conversions
Accurately calculates exchange rates and posting amounts for foreign currency payouts.
Clearing entries for review
Uses transit accounts (Geldtransit) so bank statements and payment gateways balance to the cent.
Unzer integration – FAQ
Automate your Unzer accounting today
Explore the workflow in the product tour and check whether your Unzer export matches the supported import format before getting started.
